ABOUT US

UMSI Logo New

USSC Money Services Inc. (UMSI) is the newest affiliate of the Universal Storefront Corporation (USSC), one of the Philippines’ most established companies. UMSI has its roots in  telecommunication and experience of handling global remittances through its partnership with Western Union. Now, UMSI serves as the registered and licensed e-money issuer (EMI) of Bangko Sentral ng Pilipinas.

HISTORY

2019

USSC Money Services Inc. (UMSI) was officially registered with the Securities and Exchange Commission.

2020

Registered to operate as Electronic Money Issuer by the Bangko Sentral ng Pilipinas.

2021

UMSI became a certified member of Philippines Payments Management Inc. and an official participant of Instapay and Pesonet.

2022

To reach a wider number of users, UMSI is now an official part of the BancNet Network as Electronic Money Affiliate Issuer.

Looking ahead, UMSI intends to serve the more than 12 million customers of USSC, alongside the millions of unbanked Filipinos in urban centers and remote rural areas. We aim to transition them to a world of cashless transactions with the help of our team of experts in technology, banking, and digital finance. By continuously developing solutions, UMSI provides Filipinos with new ways to transact safely and securely in a world of digital payments. 

MISSION

Inclusivity

To make a difference in the lives of Filipinos by making digital finance readily available and accessible to all, especially the underbanked

Innovation

To explore the possibilities of technology, with fair, accessible, and safe finance management as our focus, in the service of the economic and financial success of individuals and society at large

Integrity

To conduct business with transparency to all stakeholders, including our clients and employees, with a clear understanding of our responsibility in providing safe and secure technological solutions and in fostering a fair and principled path to the finance environment of the future

VISION

To be a leader in developing effective and impactful digital finance solutions for the benefit of all Filipinos across the country and the world
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CORPORATE GOVERNANCE STATEMENT

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BOARD OF DIRECTORS

ANTONINO CUARTEROS

Antonino Cuarteros is the current Chief Operating Officer of UMSI, which he founded in October 2013.  He is also currently the president and founder of Clear Mind Algorithmic, Inc. (CMAI), from May 2019 to the present day.  He served as the USSC Chief Information Officer for 7 years and Chief Operating Officer for 1 year. During his tenure, he became the driving force behind the digital transformation of USSC and its accompanying IT infrastructure upgrade.

ANTONINO CUARTEROS

Antonino Cuarteros is the current Chief Operating Officer of UMSI, which he founded in October 2013.  He is also currently the president and founder of Clear Mind Algorithmic, Inc. (CMAI), from May 2019 to the present day.  He served as the USSC Chief Information Officer for 7 years and Chief Operating Officer for 1 year. During his tenure, he became the driving force behind the digital transformation of USSC and its accompanying IT infrastructure upgrade.

ANTONINO CUARTEROS

Antonino Cuarteros is the current Chief Operating Officer of UMSI, which he founded in October 2013.  He is also currently the president and founder of Clear Mind Algorithmic, Inc. (CMAI), from May 2019 to the present day.  He served as the USSC Chief Information Officer for 7 years and Chief Operating Officer for 1 year. During his tenure, he became the driving force behind the digital transformation of USSC and its accompanying IT infrastructure upgrade.

ANTONINO CUARTEROS

Antonino Cuarteros is the current Chief Operating Officer of UMSI, which he founded in October 2013.  He is also currently the president and founder of Clear Mind Algorithmic, Inc. (CMAI), from May 2019 to the present day.  He served as the USSC Chief Information Officer for 7 years and Chief Operating Officer for 1 year. During his tenure, he became the driving force behind the digital transformation of USSC and its accompanying IT infrastructure upgrade.